As of 1/2013 no one has released a magnetic ink for inkjet printers. The standard toner cartridges that come with your laser printer will not work. You must purchase special laser printer toner cartridges that contain magnetic particles. (This is a legal requirement of the Check 21 Act.) This special magnetic "ink" is only available for laser printers. Why do you have to have a laser printer? MICR encoding must be printed with a special magnetic "ink". So you must use a laser printer to print MICR encoded checks. While there are some special MICR printers that use ribbons, we will assume you don't have access to one of them. What you need is a set of MICR fonts that meet both ANSI and ABA standards and that let you calibrate your entire printing system to adjust for any spacing discrepancies. Some MICR fonts assume your printer and computer system will perfectly reproduce the font. Many don't meet these standards! Other MICR fonts have internal character positioning errors that cause check rejections when certain numbers are paired together. You must have a set of MICR fonts that meet ANSI and ABA (X9.27-1995) or Canadian CPA 006 banking standards. There are also optional items, which can make check printing easier, or make the checks themselves look more professional. To print your own checks, you need a certain minimum amount of hardware and software.
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